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SpendSage

Expense Management Application

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Course Project

Overview
Overview

💰 Effortless expense tracking, insightful budgeting.

 

SpendSage is a mobile app that simplifies personal and business expense management by providing categorization, real-time insights, and a seamless user experience.

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Digging Into the Problem
Unique Features
Sketches/Low-fidelity Wireframes
Figma Board
User Flow Diagram
High Fidelity Screens

To design a solution that resonates, I first needed to understand why existing tools weren’t working. I conducted:

  • 5 user interviews with students and early-career professionals who had tried budgeting apps like Mint, YNAB, or PocketGuard.

  • A survey (15 questions) to surface behavioral patterns and drop-off reasons.

  • Competitive analysis of the top 3 apps on the market.

I categorized pain points into four key themes:

  1. Cognitive Overload: Too many charts and unfamiliar terminology.

  2. Lack of Personalization: Rigid budget categories that didn’t reflect real habits.

  3. Delayed Feedback: Users weren’t getting real-time cues on how they were doing.

  4. Low Engagement: No motivation to keep logging expenses or revisit the app.

Impact
Testing & Iterating

I conducted usability tests with 4 participants, assigning them tasks like:

  • Set up a monthly grocery budget

  • Categorize a recent transaction

  • View weekly spending insights

What didn’t work:

  • 2/4 users felt that manually entering each expense was time-consuming

  • 1 user felt that the navigation to advanced insights was buried

  • Some users felt that the text was too small on mobile

What I improved:

  • Added automatic expense logging to reduce friction and ensure consistent tracking

  • Reorganized the navigation into progressive disclosure

  • Applied WCAG standards to improve contrast and readability

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Key Takeaways
Reflection
Working on SpendSage was a deep dive into the world of financial UX and how design can simplify complex data. Initially, I assumed users would want detailed expense breakdowns, but user research quickly showed that clarity and simplicity mattered more than depth. This made me rethink how to present financial information focusing on visual insights over raw numbers and ensuring a frictionless categorization system.

A major takeaway for me was the balance between automation and user control. While automation can reduce effort, users still wanted the ability to manually adjust categories or edit expenses to fit their unique spending habits. This project challenged me to create a system that feels smart yet adaptable.
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